Using our software the customer
gives you their routing and account number. You then create an
ACH (electronic draft) to be initiated. Payment is credited to
within a few days. Since the payment did not travel through a
traditional bank you don't get charged exorbitant return fees.
Your business can even profit from NSF (non-sufficient fund)
Costs begin at .32 (32 cents)
per transaction with a possible percentage charge for certain
businesses with high NSF rates. We will match or beat legitimate
proposals (upon receipt). Volume reduces cost. You can make
money on returned items.